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09 September 2010
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Benefits of Membership

"Open an account with the credit union today!"

Opening An Account?

Joining the Credit Union is the best decision you could take for your money.

Our Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members.

Membership Application

» ClickDownload Membership Application (145.7kb)

The membership application form is a PDF document and Adobe Acrobat Reader is required to the view it. Adobe Acrobat Reader can be downloaded for free by clicking on the Get Acrobat Reader icon.

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Benefits of Membership

Membership has many benefits...

Flexible & Convenient Loans
Members can take out flexible loans 3 months after joining, and repay at tailor-made schedules. All our loans can be insured, against accident, sickness and / or redundancy.

Dividend on Savings
Dividends may be declared on the value of your savings but only when there is sufficient in reserve after all the expenses of the Credit Union have been met.

Quality Service, No Fees
You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.

Pay by Direct Debit
Arrange a Direct Debit payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions.

Member Services
Take advantage of a host of additional member services available. We can arrange special discounts for our members. Ask any staff member for more details about joining the Credit Union, or for further information see the different sections of this web site.

The Benefits for OMBC & Oldham PCT Employees

  • You can save via payroll deduction.
  • Repay your loan via payroll deduction.
  • Access FREE Life Assurance.

Forms for OMBC employees:

Updated: 19 February 2007