Contact Oldham CreditUnion

Family loan

Simple, Quick, Affordable loans of up to £500 from your community lender.

Anyone who lives or works in Oldham and receives Child Benefit can join Oldham Credit Union and apply for a Family Loan of up to £500.


Engage is the national brand for all credit union banking and payment services. Engage is an ethical Visa debit card and account that truly benefits the credit union member. There are no nasty hidden charges and fantastic rewards that mean you can save money on your everyday shopping.


Simple Secure Savings – Get the habit that’s good for you


Always think SAFE before you borrow … Think OCU Loan

Oldham Credit Union App

The easiest, most secure way to contact us

Payroll Loans

Savings and Loans just got a lot easier

Loans just got a lot easier!

Borrow better and save easily with our Payroll Loans


Welcome to Oldham Credit Union

-a community working together for a brighter financial future.

We are a community-based financial organisation, owned and run by local people, providing you with fair and straightforward financial services.

We provide access to affordable credit and instant access savings accounts.

So, join us and enjoy the advantages of belonging to a community-owned, community-run financial enterprise.

Our Mission at OCU is…

To provide access to a range of community financial services which promote greater financial inclusion and make a key contribution to the economic wellbeing of the Oldham Community.

Loan Calculator

This calculator is for illustrative purposes only. The actual interest rate will depend on a members individual circumstances at the time of application.
What kind of a loan do you need?



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Benefits of using us

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Affordable loans from £100 - £10,000

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Easy access savings

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No hidden fees

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Flexible repayments

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