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    Simplicity - Save as little or as much as you can afford

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    Security - Your savings are fully protected by the Financial Services Compensation Scheme up to £85,000

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    Flexibility - Save weekly, monthly whatever suits you best

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    Convenience - Save by payroll deduction, direct debit, standing order for regular payments or call into our central office or our community collection points

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    Added Value - There are no fees or charges for operating your savings account

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    Accessibility - You have instant access to your savings

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    Gateway - Your savings account gives you access to all OCU services including competitive loans

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    Dividend - When there is sufficient operating surplus share accounts will be eligible for an annual dividend payment

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    A Community Generator - Credit Unions are non profit, mutual organisations and members savings are pooled to provide the resources for lending to other members

    Customer Testimonial

    "It's easier and cheaper to borrow money than at the bank  and is taken directly from my wages. The staff are friendly and professional....."

    Mr Durkin, Oldham

    Customer Testimonial

    "It is a good way to save a little each week that you do not miss. It helps others, to make funds available for people to borrow at low interest rates, that would not be able to borrow from banks. The ...."

    Mrs Casey, Oldham

    Loan Calculator

    This calculator is for illustrative purposes only. The actual interest rate will depend on a members individual circumstances at the time of application.
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