Family Loans

Simple, Quick, Affordable loans of up to £500 from your community lender.

Anyone who lives or works in Oldham and receives Child Benefit can join Oldham Credit Union and apply for a Family Loan of up to £500.

As a community credit union we believe in the benefits of savings, so we will require you to save as much as you can afford whilst you repay your loan.

Apply for a Family Loan now using Nivo, our secure messaging app- find out more.Apply Now

Loans Payroll Loans Member Loans

Do I Qualify?

To qualify for a Family Loan you have to:

- Live or work in Oldham

- Be 18 years or over

- Be in receipt of Child Benefit

- Agree to pay your Child Benefit directly from the DWP into an Oldham Credit Union Account
- Agree to save with the credit union whilst repaying your loan

Customer Testimonial

"It's easier and cheaper to borrow money than at the bank and is taken directly from my wages. The staff are friendly and professional."

Mr Durkin, Oldham

"It is a good way to save a little each week that you do not miss. It helps others, to make funds available for people to borrow at low interest rates, that would not be able to borrow from banks. The..."