Contact Oldham CreditUnion

Payroll Savings and Loans

Payroll, Savings and Loans from Oldham Credit Union couldn’t be simpler.

By borrowing with us, you get a competitive low interest rate, with manageable payments being taken directly out of your payroll, making it easier and hassle free to pay back. And better still you can save money at the same time too!

Join today to take advantage of our great rates.

No need to save before applying. We simply ask that you save a minimum of £5 a month, which means you’ll always have a little tucked away for a rainy day as well!
All we need is your first payment and we can process your loan.

You are eligible for a payroll loan if you work for any of the employers listed below.

Apply via Nivo, the secure messaging app- find out more.
Apply Now

Loans Family Loans Member Loans

For employers interested in joining the scheme, find out more here.


Benefits of using us for your loan:

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Loans from £100-£5,000

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Rates from 12% APR

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Repayments direct from payroll

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Flexible repayments to suit you

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Affordable, convenient, ethical

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No extra charges for early repayments

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Interest payments decrease as you repay the loan

Employers We Work With

Employers who use our services include:

  • Oldham MBC
  • First Choice Homes
  • Miocare
  • Strictly Education
  • New Bridge Academy
  • Waterhead Academy
  • Mouchel
  • Bright Tribe

Customer Testimonial

"It's easier and cheaper to borrow money than at the bank  and is taken directly from my wages. The staff are friendly and professional."

Mr Durkin, Oldham

"It is a good way to save a little each week that you do not miss. It helps others, to make funds available for people to borrow at low interest rates, that would not be able to borrow from banks. The..."

Mrs Casey, Oldham

Loan Calculator

This calculator is for illustrative purposes only. The actual interest rate will depend on a members individual circumstances at the time of application.
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