Savings

Everyone benefits from regular saving. It allows us to work towards our financial goals and gives us peace of mind should an emergency arise. Committing yourself to a regular saving pattern can be difficult but, with OCU, it’s easy and flexible.

Credit Union members can save at an affordable level, be it £1 or £100. Small regular amounts soon add up and remember, at the Credit Union, you are not just another customer, you actually own the business, and through a vote at the AGM, you can shape the future of your own community financial services organisation.

Begin saving with OCU via our secure messaging app- find out more.
Save with OCU

Simplicity - Save as little or as much as you can afford

Security - Your savings are fully protected by the Financial Services Compensation Scheme up to £85,000

Flexibility - Save weekly, monthly whatever suits you best

Convenience - Save by payroll deduction, direct debit, standing order for regular payments or call into our central office or our community collection points

Added Value - There are no fees or charges for operating your savings account

Accessibility - You have instant access to your savings

Gateway - Your savings account gives you access to all OCU services including competitive loans

Dividend - When there is sufficient operating surplus share accounts will be eligible for an annual dividend payment

A Community Generator - Credit Unions are non profit, mutual organisations and members savings are pooled to provide the resources for lending to other members

Customer Testimonial

"It's easier and cheaper to borrow money than at the bank and is taken directly from my wages. The staff are friendly and professional....."

Mr Durkin, Oldham

Customer Testimonial

"It is a good way to save a little each week that you do not miss. It helps others, to make funds available for people to borrow at low interest rates, that would not be able to borrow from banks. The ...."

Savings

Customer Testimonial

Mr Durkin, Oldham

Customer Testimonial

Mrs Casey, Oldham

Loan Calculator

This calculator is for illustrative purposes only. The actual interest rate will depend on a members individual circumstances at the time of application.

Savings

Loans

Oldham Credit Union App

Payroll Loans

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