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Christmas 2024 Arrangements

As with previous years, we will once again have special arrangements for the Christmas period.

From the 18th November 2024, you will be eligible to apply for an early top-up on your Family Loan if your balance is below-

£400 (the standard £500 Family Loan)
£600 (the £750 Family Loan plus)

For Member Loans, the limit will increase to £1200 without credit checks (based on savings).

The cut-off date will be 9th December 2024.

Important Notes

• We will only allow one loan product at a time.

• All loan applications require posted address ID (posted within the last 3 months).

• Family Loan Plus (£750 loans) and Member Loans over £1200 will require you to share banking information, and Open Banking is the quickest way to do this. If you are unable to complete the Open Banking, you will be required to provide your last 2 months’ bank statements (please make sure you have these ready before you apply so as not to delay the application). You also need to share all bank accounts held in your name.

• Due to the volume of applications, the loans will take longer than usual to process during this time, so please be patient. You will not be able to check your progress over the phone, and we will contact you if we need further information, or if we have been given a decision by the credit committee.

Benefits of using us

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Affordable loans from £100 - £10,000

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Easy access savings

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No hidden fees

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Flexible repayments

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Affordable

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Convenient

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Ethical

Loan Calculator

This calculator is for illustrative purposes only. The actual interest rate will depend on a members individual circumstances at the time of application.
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