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Family Loans

Simple, Quick, Affordable loans of up to £500 from your community lender.

Anyone who lives or works in Oldham and receives Child Benefit can join Oldham Credit Union and apply for a Family Loan of up to £500.

As a community credit union we believe in the benefits of savings, so we will require you to save as much as you can afford whilst you repay your loan.

Apply for a Family Loan now using Nivo, our secure messaging app- find out more.Apply Now

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Do I Qualify?

To qualify for a Family Loan you have to:

    • Live or work in Oldham
    • Be 18 years or over
    • Be in receipt of Child Benefit
    • Agree to pay your Child Benefit directly from the DWP into an Oldham Credit Union Account
    • Agree to save with the credit union whilst repaying your loan

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Loan Calculator

This calculator is for illustrative purposes only. The actual interest rate will depend on a members individual circumstances at the time of application.
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